Checking & savings accounts of distinction,
everyday banking excellence.
Multi-currency checking accounts with dedicated IBAN, high-yield interest savings accounts, fee-free international Visa & Mastercard cards, instant transfers, and deposit protection up to €100,000. Open your account in 5 minutes.
Institutional Headquarters
Bahnhofstrasse 45, 8001 Zurich
Kronstein Guarantee
€100,000 Deposit Guarantee
Digital Onboarding
Instant IBAN
Financial Strength
Audited figures ensuring your complete peace of mind
285,000+
Clients supported across Europe
€1.8B
Equity capital and capitalization
€4.2B
Secured assets under management
99.99%
Platform operational availability
Key Solutions
Essentials of modern digital banking
A comprehensive range of transparent financial products built to streamline your daily finances without compromising on safety.
Everyday Current Account
Dedicated personal IBAN, real-time transaction notifications, automated smart budgeting, and instant account statements.
Fee-Free Global Cards
Zero foreign transaction fees on international payments, disposable virtual cards for online safety, and one-tap card lock.
Interest-Bearing Vaults
Save automatically with spare change roundups. Your funds stay 100% accessible anytime with zero withdrawal penalties.
Instant SEPA Transfers
Send and receive funds across Europe in under 10 seconds, 24/7/365, with absolutely zero extra fees.
Bank Cards Portfolio
A card engineered for every lifestyle
Select your level of benefits and travel coverage. All cards fully support Apple Pay and Google Pay.
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Kronstein Standard
Everyday banking essentials with no maintenance fees and no commitment.
- Physical and virtual card included
- Fee-free Eurozone payments
- 2 free ATM withdrawals monthly
- Free instant SEPA transfers
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Kronstein Premier
Premium comfort, free global ATM withdrawals, and comprehensive worldwide travel insurance.
- Laser-etched premium card
- Fee-free ATM withdrawals up to €600/month
- Worldwide travel and luggage delay insurance
- 0.5% cashback on all card spending
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Kronstein Metal
Unmatched elegance forged from solid steel with 24/7 concierge and bespoke payment limits.
- 18g precision-cut stainless steel card
- Unlimited free global ATM withdrawals
- All-inclusive insurance (rental car excess, winter sports)
- Global airport lounge access with LoungeKey
Your funds protected up to €100,000
European statutory deposit guarantee scheme and strict asset segregation.
Ready for an exceptional banking experience?
Open your account in 5 minutes, get your dedicated IBAN immediately and enjoy fee-free instant SEPA transfers.